Farm Insurance in Saint Ansgar, IA

Planting the Seeds of Protection for Farmers Throughout Northern Iowa

Risks associated with maintaining a farm are abundant; however, it continues to be a dream for countless of Americans, especially those residing in Iowa and Minnesota.

At Focus Insurance Team, we’re inspired by the commitment Iowa farmers dedicate to the products they grow, raise, and harvest. Our agents, many of whom are Iowa farm kids still involved with their family farming operations, value the time and finances local farmers invest in keeping their dreams alive. This close association translates to our growing farm insurance program. We strive to mimic the commitment our clients show toward the products they produce by planting quality insurance solutions. 

What Does Farm Insurance Cover?

Think of all the factors that go into a thriving farm. Whether purchasing equipment or hiring staff, farmers are well aware that more goes into the process than meets the untrained eye. Proactive planning is essential; however, even then, unexpected risks may arise. Farm insurance offers a method to safeguard farmers against financial strain due to damages in structure, equipment, and other farm-related assets. It can also protect farm owners against liability risk.

To determine fitting coverage, we take time to learn about the ins and outs of your farm operation. Together, we’ll review current coverages and run comparisons against differing options. Regardless of if you run a small hobby farm or an agribusiness spanning dozens of acres, we can design coverage to reduce your risk.

Coverages serve as the foundation for the farm insurance policies we produce. If hail damage occurs to your farmhouse or personal property, farm owners insurance smooths over associated costs. The unpredictability of weather in Northern Iowa leads many of our clients to seek crop insurance. We offer two key types of crop insurance - crop-yield insurance and crop-revenue insurance. Our agents at Focus Insurance Team, will assist in navigating all options available to develop a comprehensive insurance portfolio.

The farm insurance coverages we offer include but are not limited to:

• Crop Insurance
• Farm Owners Insurance
• Farm Livestock Insurance
• Equine Insurance
• Farm Equipment Insurance
• Farm Dwelling Insurance
• Farm Structures Insurance
• Farm Auto Insurance
• Farm Umbrella Insurance
• Farm Liability Insurance

Local Agents Catering to Your Crop

Our status as an independent insurance agency gives us the opportunity to keep our clients’ best interests in mind. A reliable insurance product from our collection of carriers backs every farm insurance policy we write.

As farm enthusiasts ourselves, we are prideful of our ability to stay up-to-date on changes within the agriculture industry. Our quality service extends even after a policy is in place. By monitoring farm policies, we’re able to confirm competitive rates and accurate coverage. We understand coverages, such as crop insurance, cannot be managed as a once-a-year review. We’ll make policy decisions in advance, ensuring your attention is focused on farming – from planting to harvest.

We’re interested in learning about your farm operation and offering additional insight into our services. We welcome you to contact our agency at your convenience, or request a quote if you’re ready to plant a farm policy.

Additional Resources:

• Information for Iowa Farmers (Iowa Department of Agriculture and Land Stewardship)
• Crop Insurance Information and Resources (The Insurance Information Institute (III))
• Farm Facts and Resources (The American Farm Bureau Federation)

At Focus Insurance Team, we’re proud to provide farm insurance in Saint Ansgar, Stacyville, Osage, Grafton, and Northwood, IA. Along with Iowa, we’re also licensed to serve clients in Minnesota.