Farm Umbrella Insurance
Extra Security to Protect your Hard Work
Focus Insurance Team provides umbrella insurance policies to farms, ranches, and agribusiness operations facilities in Saint Ansgar, Stacyville, Osage, Grafton, Northwood, Lyle, and surrounding areas.
Focus Insurance Team knows that your farm is your business. And like any business owner, you are faced with a certain amount of risk and uncertainty in your day-to-day operations. If an accident happens, in most cases, your standard farm owners insurance liability should take care of you. But when serious situations arise, you will want to make sure your business is protected.
Chances are your basic policy liability limits are not enough to cover every potential accident - including serious accidents that come with serious expenses. A Farm Umbrella policy from Focus Insurance Team picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage in scenarios such as:
An accident on your farm that leaves multiple workers in need of costly medical attention
If a farm animal escapes and causes an accident or serious damage to another’s property
If someone sues you for damages resulting from an illness from your products
At Focus Insurance Team, our team of farm insurance specialists is dedicated to keeping your farm up and running, even after an accident. With the right farm umbrella coverage options, your business will not have to miss a beat. And, as always, with our 24/7 dedicated claims service, you can rest assured that our professionals will be there for you when you need it most.